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Topic of the Month (February): Health care costs and Insurance
Having a pet can be expensive. In addition to food, toiletry needs (grooming, cat litter, dog waste disposal bags,
etc), toys, and routine annual vaccinations, you must also budget for potential illnesses or injuries. According to
a pet care cost breakdown chart found on the ASPCA website
(www.aspca.org/adoption/pet-care-costs.html), annual dog
care costs could range from $355-650 annually (small dog versus large dog), and annual cat care costs could figure
around $495. This doesn't include extras like grooming, collar/leash, spay/neuter, carrier, and training. On top
of that, a broken leg may cost $500 to 5000. Nobody expects the pet to break their leg, but are you prepared if they
do?
Medical studies agree that owning pets can be a very positive influence in your life, but how does one afford a pet
in the current economic times? Pet insurance might be a good choice for some owners. Pet insurance can range from
just accident coverage to an entire health plan that includes wellness visits. Although it's best to invest in
insurance when your pet is young and healthy with no pre-existing conditions, healthy older pets can also get pet
insurance. The one underlying message, though, is you can't get pet insurance once the unexpected illness or accident
happens - you must plan ahead and invest for the future.
What happens if you don't have pet insurance and an accident or major illness occurs in your pet friend? Some
veterinarians offer access to a medical credit called "CareCredit". This instant application credit offers low interest
rate plans depending on the service provider. It is also accepted at many doctor and dentist offices as well.
Even simple everyday health needs can be charged on the card so you don't have to have a major issue to use it.
Look at the different options for your pet and be prepared to provide the best care you can. We have pamphlets
available at our clinic or you can check out the different options below. Learn more about specific pet insurance
carriers or to sign up for an insurance plan.
www.CareCredit.com
www.petsbest.com
www.EmbraceYourPet.com
www.petinsurance.com
www.gopetplan.com
www.aspcapetinsurance.com
I hope this update was helpful in caring for your furry companions. If you found it helpful, please pass
this website on to your other pet owning friends!
Dianne Brown, DVM
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